Residential real estate & refinancing

  • Purchases, Sales, or Refinances

    Whether you're purchasing, selling, or refinancing residential real estate, our experienced real estate lawyers are here to meet your needs. We have acted on thousands of real estate transactions all across Kanata, the greater Ottawa area, and the Province of Ontario. Our team of knowledgeable professionals and dedicated administrative staff work together to ensure a seamless experience, guiding you through every step of the real estate process with clear explanations and expert advice.

    We understand that many individuals refinance to consolidate debt. Our team can assist you by facilitating the repayment of your existing mortgage and other debts in accordance with your new lender’s instructions.

    Bridge Financing

    If you are buying and selling a home simultaneously, you may need bridge financing to complete your purchase before the sale of your current home. Our team has extensive experience working with bridge loans from a variety of lenders, ensuring a smooth transaction.

    Agreement and Status Certificate Review

    If your agreement of purchase and sale is conditional on legal review, one of our lawyers will be happy to review the agreement at your request. We also provide status certificate reviews for condominium purchases to ensure all relevant details are in order.

    Private Agreements

    If you are buying or selling privately, we can assist with drafting and reviewing your private offer. Transactions conducted without a real estate agent require special attention, and our team at Adam Miller Kelly will ensure your legal rights are fully protected by including all necessary clauses in your agreement.

    Transfers of Title

    We also assist with transfers of title that do not involve an agreement of purchase and sale. Common scenarios include transfers between family members, such as parent to child or spouse to spouse, as well as transfers between separating spouses.

    Title Insurance

    It is our standard practice to obtain title insurance for all property purchases, providing you with protection against certain risks, including fraud. If you purchased a property without title insurance, we can assist you in obtaining a homeowner’s policy to ensure you are protected moving forward.

    Out-of-Town Buyers and Sellers

    We also provide services for out-of-town buyers or sellers involved in property transactions in Ottawa. Remote/virtual signing is available, ensuring convenience and efficiency regardless of your location.

    Curious about how much land transfer tax you'll need to pay on your purchase? Use our Land Transfer Tax Calculator to find out.